Unit Trusts

A Unit Trust is a portfolio of financial assets which are managed by a professional fund manager. These assets may include stocks, property, and bonds.

Unit Trusts are a useful investment as they can accommodate the tax advantages extended by ISAs. They help provide the opportunity to benefit from a stock market investment without further liability to Income or Capital Gains Tax.

Unit Trusts are often seen as a crucial component of a Stocks and Shares ISA. They can offer a range of other benefits to investors. Unit Trusts can provide solutions for medium to long term capital growth and income.

When used as part of a focused tax-planning exercise, Unit Trusts can provide investors with the flexibility to use their annual Capital Gains Tax allowance.

Furthermore, when used in conjunction with a Trust*, they also offer an alternative solution for investments on behalf of children.

Key Investor Information Documents

Before you choose to invest in a Unit Trust via an ISA, it’s important you read our Key Investor Information Documents and Supplementary Information Document.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select which means that the value can go down as well as up. You may get back less than you initially invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on your individual circumstances.

* Trusts are not regulated by the Financial Conduct Authority.

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