Pension legislation and the way benefits are provided have changed so much over recent years and many employers feel that they are no longer in total control of this important employee benefit.

Additionally, the introduction of Auto Enrolment has had an effect on all employers, no matter how small.

As a director or business owner, it is your obligation to understand this legislation, what the process will be, how it will work, what duties you must comply with and when to take action.

I can help with that.

I work closely with employers to ensure you understand:

• The requirements surrounding Auto Enrolment and your compliance with legislation.
• The extra administrative burden placed on you as a result of Auto-Enrolment, and assisting to make it as painless as possible.
• When seeking to recruit new staff, the pension scheme offered by your company will enhance the package on offer, aiding the recruitment - and retention - of a better quality of staff.
• You are in the best possible position to be prepared for any future changes, either legislation or specific to your company.

St. James's Place has relationships with a number of carefully selected market leading pension providers, allowing us to advise on a range of pension products.

The value of a pension will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you initially invested.